not to be a basic bitch but the tng/voyager/ds9 era of star trek lol. a post scarcity society, no money (on earth, at least,) and everything is more or less fine unless you're a redshirted individual on a notable starship, then your life expectancy is at best, 20 minutes

mass effect would probably be more interesting as a protagonist though but also i just want garrus vakarian to bang me